Palm Beach Auto Insurance

Auto Insurance

You're in the market for new car insurance, but where to start? You should ask questions when comparing different companies. You can determine how much coverage you need by shopping around, evaluating your personal driving habits, and asking questions. Don't pay for more than you have to!

Ask yourself:

How much do you drive each week?

How old is your car?

Are you a (good) student?

Can you afford a higher deductible?

How is your credit score?

Do you belong to a professional group or organization?

Are you getting the best deal?

Palm Beach Insurance

In Palm Beach County, your car insurance rate depends heavily on the answers to the questions listed above. Drivers who take public transit to work and only use their vehicles sparingly tend to have lower rates. Older cars don't necessarily need collision coverage, as the monthly premium typically outweighs the replacement value of the vehicle. If you're a student, insurance companies often offer discounts in exchange for proof of good grades. If you can afford to pay for a higher deductible, your monthly rate will be significantly lower! If your credit score isn't the greatest, insurnace companies may charge you a higher rate in the likelihood that you may be more likely to file a claim after an accident.

Do you belong to a professional group or organization? Insurance companies may have a discount for you. Check out lists of eligible groups to see if you qualify! Before you buy coverage, do the math. The bigger discounts don't always add up to the most affordable auto insurance policy on paper. With B&B Auto Insurance, your best rate is our number one priority. For a free quote, call us at 561-586-0029 !

Who Needs Life Insurance?

While nothing is more uncertain

than a single life,

nothing is more certain

than the average duration of a thousand lives.

-Elizur Wright (1804-1885, American mathematician “Father of Life Insurance” for his pioneering work)

The prospect of purchasing a life insurance policy rarely crosses young minds. You're just starting out in life with a picture of perfect health. Life insurance is for someone else, someone older; possibly ill, or whose health is visibly degenerating. But in the event of the unthinkable occurring, is your family secured? If anyone depends on you... a husband, a wife, child, parents, siblings, or any relative... you need life insurance.

Life insurance is a legal contract that promises a payout to certain beneficiaries in the event of the untimely demise of the insured, usually a lump sum payment. Often, exclusions are written in for death under specific circumstances, such as suicide and war. Costs can depend on the health of the insured; whether they smoke, or have any preexisting conditions. Members of young families are the perfect candidates for a life policy. Tragically, they are all too often the last ones who think they need a policy. A couple of stories come to mind, all stellar examples of the huge impact life insurance can have on a number of lives.

Click here to request a free quote. No strings attached. We are a private company based in Lantana, Florida. Our insurance professionals are always there to listen to you and understand your needs.

Click here if you're interested in reading about the history of life insurance, and here for a few choice heart warming insurance stories.

Top 10 Sink Hole Counties in Florida

Check out this list of the top 10 counties in Florida with the most sinkhole claims. Find out which counties require more precaution when driving according to the RiskMeter Online Service. The state also reported that the cost of sinkhole claims is on the rise. Learn more in the article below...

The list is based on information from the company’s RiskMeter’s sinkhole database and its sinkhole clearinghouse, which the company says contains more than 12,000 sinkholes not available from public sources. Sinkhole losses have been on the rise the last few years in Florida. According to a report by the state, 211 property insurers responded that claims increased from 2,360 in 2006 to 6,694 in 2010, totaling 24,671 claims. The total dollar amount of those claims was approximately $1.4 billion.

— Insurance Journal