Friday, January 23, 2015
Wednesday, January 14, 2015
With B & B Insurance Agency's health coverage, you and your family have every reason to feel on top of the world – even when you’re visiting your doctor!
Health insurance plans offered*
Individual and family health insurance
Group health insurance
Health Maintenance Organization (HMO) plans
Preferred Provider Organization (PPO) plans
Point of Service (POS) plans
Indemnity health insurance plans
Short-term health insurance plans
Dental health insurance plans
International travel health insurance plans
Although medical treatment is available without health insurance, it doesn’t make sense to pay the hefty out-of-pocket expenses. A major accident or illness, without health insurance, can bankrupt the average family. Buying Health Insurance for yourself and your family is probably the single best step you can take to ensure the personal and financial well being of your family
So get yourself a health insurance plan that protects you properly.
*Fill out our no-obligation Quote Form, or call us now.
Wednesday, January 7, 2015
Say you work for a company that offers all employees life insurance. The rates seem low; some may even be free. You feel protected because your job provides you with life insurance benefits. But how much coverage is enough coverage?
Don't forget the cautionary tale of the unfortunate husband and father who left his family financially burdened, leaving behind just 30,000 in benefits from the company policy given to him at work. Had he purchased an additional individual policy, his wife and children would have received enough to provide them with basic care for decades. Remember that employer-provided death benefits often neglect to include commissions, bonuses, and retirement contributions.
If you lose your job for whatever reason-- the company closes, you change jobs, or even switch from full-time to part-time-- your insurance benefits go out the window! Most people don't plan for an alternative coverage option in these cases, but it's important to make sure you're covered no matter what. Another similar issue to this one is job loss due to a sudden medical condition that would keep you from working... just when you need insurance the most.
Taking advantage of any free or inexpensive insurance offered to you by your employer is great, but should it be your only source of life insurance? Probably not. Jobs can be fleeting, and life can change forever in an instant. Remember to buy young, at your healthiest, when insurance premiums are lowest.
With an individual or family plan through B&B Insurance, you're always covered, no matter what your situation may be.