Friday, January 23, 2015

Insurance Agencies In Palm Beach County

As the third most populated county in Florida, Palm Beach County is included in the Miami-Fort Lauderdale- West Palm Beach Florida Metropolitan area. In area alone, it is the second largest county. With more than 2 million annual visitors, Palm Beach is a hotspot destination on the lower East Coast.

But a lot can happen that residents and visitors don't expect. A car accident, boat incident, or other untimely misfortune could derail a vacation or put a family's income on hold. You want insurance so that you won't have to worry if anything goes wrong. So why is it important to buy local? 

Local agencies can give you their time face to face. Come in and deal with a real face rather than a computer screen. You can develop a working relationship with a private agency. We'll make you feel like a person and not just a policy number.

If you are a resident of Palm Beach County or just looking for a Palm Beach County based Insurance Agency, B&B may be the right one for you. We are a private, independently owned company based in Lantana. You'll find our customer service friendly, and eager to help you around the clock. 

Call or email today to find out how we can help secure your future!

Wednesday, January 14, 2015

Lantana Health Insurance

With B & B Insurance Agency's health coverage, you and your family have every reason to feel on top of the world – even when you’re visiting your doctor!

Health insurance plans offered*

Individual and family health insurance

Group health insurance

Health Maintenance Organization (HMO) plans

Preferred Provider Organization (PPO) plans

Point of Service (POS) plans

Indemnity health insurance plans

Short-term health insurance plans

Dental health insurance plans

International travel health insurance plans

Although medical treatment is available without health insurance, it doesn’t make sense to pay the hefty out-of-pocket expenses. A major accident or illness, without health insurance, can bankrupt the average family. Buying Health Insurance for yourself and your family is probably the single best step you can take to ensure the personal and financial well being of your family

So get yourself a health insurance plan that protects you properly.

*Fill out our no-obligation Quote Form, or call us now.

Wednesday, January 7, 2015

Employer Provided Insurance - Is It Enough?

Say you work for a company that offers all employees life insurance. The rates seem low; some may even be free. You feel protected because your job provides you with life insurance benefits. But how much coverage is enough coverage?

Don't forget the cautionary tale of the unfortunate husband and father who left his family financially burdened, leaving behind just 30,000 in benefits from the company policy given to him at work. Had he purchased an additional individual policy, his wife and children would have received enough to provide them with basic care for decades. Remember that employer-provided death benefits often neglect to include commissions, bonuses, and retirement contributions.

If you lose your job for whatever reason-- the company closes, you change jobs, or even switch from full-time to part-time-- your insurance benefits go out the window! Most people don't plan for an alternative coverage option in these cases, but it's important to make sure you're covered no matter what. Another similar issue to this one is job loss due to a sudden medical condition that would keep you from working... just when you need insurance the most.

Taking advantage of any free or inexpensive insurance offered to you by your employer is great, but should it be your only source of life insurance? Probably not. Jobs can be fleeting, and life can change forever in an instant. Remember to buy young, at your healthiest, when insurance premiums are lowest.

With an individual or family plan through B&B Insurance, you're always covered, no matter what your situation may be.