How Much Should Health Insurance Cost?

You should have as much health insurance as you can reasonably afford. That's a clear and simple enough rule. Unfortunately, nothing else about health insurance is either clear or simple. Your choices are more complex than ever. Rising costs and the efforts to control them are affecting your options almost daily. On top of that, employees are being asked to pay for a bigger portion of their companies' health insurance premiums, and insurers are trying to steer you to doctors and hospitals who have agreed to hold down costs. — Kiplinger

 The constantly changing procedures in the health care industry impact the changes in the health insurance industry, driving plan costs up and down. Those changes can make it very difficult to understand the way your current plan works or choosing the best plan for your specific health needs. Our team of insurance experts are here to help. Learn more about health insurance and how to find the right plan for you through our Insurance Resource tool.

Massachusetts' Public Health Reform

A recent study by the Harvard School of Public Health reported a significant decline in the number of deaths in Massachusetts, after the implementation  of Massachusetts' health reform policies. This study sheds light on the highly debated topic of public health reform and whether expanding the reach of health insurance can preserve lives. Learn more about the published medical study...

In the first four years after Massachusetts instituted comprehensive health reform in 2006, mortality in the state decreased by 2.9% compared with similar populations in states that didn't expand health coverage, according to a new study led by Harvard School of Public Health (HSPH) researchers. They estimated that Massachusetts' health reform law, which provided near-universal coverage, has prevented approximately 320 deaths per year - one life saved for each 830 people gaining insurance. 

— Significant Decline in Massachusetts' Deaths

Which Term of Health Insurance is Best For Me?

Choosing the right health insurance is important. Health insurance can determine the quality of life experienced by you and your family. The task of identifying which insurance is best for your current stage in life is crucial. So don't put it off another day. Let our insurance experts help guide you through the process.  

Short-term or Long-term, which one to buy? If you are not able to decide on the term of health insurance, you need to have a clear picture of the benefits of both in order to decide on tenure. A short-term health insurance policy is right for those who are currently living in the U.S., waiting for another plan or between jobs. It is also suitable for those without any sort of medical health coverage, and students who have just graduated. The tenure of cover of a short-term health insurance policy ranges from one month to a year.

— Short or Long Term, Which One to Buy?

Do You Have Enough Health Insurance?

Do you have enough Health Insurance?Many employers provide health insurance to their employees. But for others, it is up to them to provide their own health insurance. In either case, you may not have enough coverage for costly medical expenses. Ideally, you should make the effort to examine your health insurance plan to determine if you need to purchase more, change your policy, or even reduce what you have. If you have any questions or need more information contact our office today.