Why You Need Baggage Insurance?

Traveling is hectic and stressful enough without having to worry about losing your favorite earrings, or having your favorite luggage stolen. Very recently British Airways was in the media for losing thousands of pieces of luggage. How can you protect yourself from such a scenario? Read below for your answer.

First, it’s important to know that your baggage is actually covered to a certain extent when you purchase your plane ticket. On domestic flights, liability for loss, delayed, or damaged baggage is covered by your airline and usually limited to $3,400. All the carriers have their own version, but as you can see on American Airlines' liability page, there are various restrictions and rules that determine your actual payout. That $3,400 dollars is not automatic — damage or loss must be proved, and the airlines won't pay if they believe your bag was unsuitably packed. What does that even mean?

— Read More At Yahoo.com