Health Care Coverage for Children in Florida

Florida is one of the states that broadened coverage for school-age children under the Affordable Care Act's Medicaid expansions this year. Children between ages 6 and 18 are now eligible for Medicaid. Medicaid typically offers more comprehensive health benefits than other public programs and does so at lower cost to families. Children under the age of 6 had already been eligible. The expanded age range of children eligible for coverage has seen an increase of Florida’s Medicaid enrollments for children by 137,000 this year.

Still, it’s estimated that more than 12 percent of children in Florida do not have health insurance, an unenviable status as having the country’s second-highest percentage of uninsured children, following only Texas with more children in this precarious condition.

Ensuring your whole family is covered with a health plan that you can afford is one of the most responsible things you can do as a parent. If you don’t qualify for a tax subsidy, we can help you discover which of the many private health insurance plans available in Florida will provide the most comprehensive coverage as well as be the most affordable option for you.

Quality Health Coverage

With all of the uncertainties of the future of health insurance in our country it's best to secure your family's health with quality coverage. Our Lantana based insurance office offers multiple options for coverage plans with high value at affordable prices. The health insurance experts at B & B Insurance hold decades of combined experience in effective health insurance coverage. Be sure your family has the best policy in place. Contact our office for more details or to schedule your consultation.

What's Your Definition of Wealth?

Personal finance is becoming an increasingly popular topic of conversation. The beginning of a solid financial future begins with the solid foundation of managing personal finances well. This article sheds light on the overall mindset of wealth and its definition.

How do you define wealth? Perhaps one reason so many Americans find it difficult to build wealth these days is that they are aiming at the wrong target. They get lured by decoys — things that might seem like wealth, but in the end do not have its true staying power. 

— Richard Barrington

Preparing Teen Drivers

Is your teen new behind the wheel? The process of preparing your teenager to drive can be hard on your sanity and your car insurance. We'll relieve the pressure by helping you navigate the auto insurance market. Call our insurance experts for convenient and affordable rates. Check out this article for a few pointers to share with your new teen driver.

Automobile accidents are the No. 1 killer of teens in America, with 5,000 deaths each year.[1] What’s more, of the 2.2 million accidents per year among inexperienced drivers, 12 percent can be attributed to tire related issues, such as insufficient tread or pressure.[2] Even so, few driver’s education programs offer instruction on tire maintenance and safety. Because many of these accidents are preventable, Michelin and FIA have joined together to launch a new campaign, Beyond the Driving Test, to raise awareness of tire maintenance and safety. This will make available resources designed to initiate conversation between parents and teens, and among teen drivers and their peers.

— Michelin Road Safety

2015 Changes for Health Insurance Plans

The anticipated health plan premiums may not be as expensive as some feared. The rate changes won't take affect until 2015. The changes will not impact most policy holders. Health insurance companies are still unsure of the individual tax credits. Learn more about the premium changes in the article below.

Sticker shock: it's what some local residents had when they opened letters from their health insurance plans saying premiums may increase by as much as 21 percent. For those who obtained health insurance coverage for the first time by utilizing New York State of Health, insurance navigators and community advocates are now working with them to educate them about misconceptions of rate increases.

— Rebecca Madden

Protecting Your Family's Future

We all have loved ones that we care about and want the very best for. As parents, grandparents, spouses and legal guardians, it's our responsibility to ensure that the needs of those loved ones are met whether we're physically present or not. Sometimes life happens and when it does there should be safety nets in place to lighten the load. Losing a loved one is difficult but facing unnecessary financial stress while dealing with that lost can be devastating. If you or a loved one would like to learn more about strategies to help protect your families future contact us today.

Adult Kids Living with Parents

They're known as the boomerang generation. Many parents ship their children off to college with the expectation that they will not return to live at home. Thanks to the ebb and flow of the U.S. job market those expectations are changing. So how do parents adjust to this new phase of adult children living at home? Find out in the article below...

Coming together under one roof again can be an uncomfortable adjustment for parents who thought they were done raising their kids, but find themselves having to parent in a new way. With grown children, expert Rachel Cruze, author of "Smart Money Smart Kids," recommends establishing clear guidelines and setting expectations in writing.

— Jeanie Ahn