Earthquake Hazard Maps Reveal High Risks for Some States

Are you prepared for natural disasters? Recently updated earthquake hazard maps show sixteen states at an alarming risk of severe earthquake activity in the next fifty years. Find out which states are at risk and what they can do to prepare for the earthquakes in advance.

The western United States faces a high risk of damaging earthquakes up and down the coast and in the intermountain region, the report said. The California cities of San Jose, Vallejo and San Diego all saw a heightened threat, as new fault lines have been recently discovered, the report said. The cities of Irvine, Santa Barbara and Oakland had their threats downgraded however, the report said.

— Curtis Skinner

Why Homeowner's Insurance is Important

Homeowner's Insurance

As one of the most prized possessions of your life, your home needs insurance coverage that protects you from all types of unforeseen and/or unfortunate events. A traditional homeowner’s insurance policy does not cover all natural disasters such as floods and earthquakes. If you reside in a high-risk area, you should seriously consider comprehensive coverage. Learn more about the ins and outs of homeowner's insurance with our online insurance resource.

Preparing for Natural Disasters

What are the riskiest spots in the U.S.? This natural disaster chart shares the calculated risk of natural disasters in specific areas in the U.S. Our insurance experts are here to help you understand the ins and outs of insuring your assets. They are experienced in helping you secure the best policy for you. Call us to learn more today (561) 586-0029.

What's Included in My Homeowner's Insurance?

Ever wondered what's included in your homeowner's insurance? Your homeowner’s insurance covers your house, permanent fixtures and fittings, garden walls, gates, fence, pool, and your personal belongings.

This policy protects you from specific types of home-related accidents and incidents. The most common types are fire, theft, and vandalism. In case you are unable to stay in your home due to accidents or other incidents, the policy provides additional living expenses, such as hotel expenses. It also provides liability protection. Ideally, the amount of coverage should be sufficient to replace your home and property, and also cover your liabilities. Want to learn ore about homeowner's insurance and other insurance types? We've added great information on insurance to our resource pages at www.bbinsure.com. 

Finding the Right Insurance For You

At B & B Insurance our customers are our first priority. We know that some companies make securing insurance for the things and people you love most more difficult than it has to be. We want to simplify the process and help you select the right insurance for you. We are a privately owned, independent insurance company in Lantana, FL. We know that a community is only as strong as its participants. That's why we're committed to serving the families of Lantana and beyond with quality service and genuine insurance guidance. If you're looking for the best insurance options for you we can help. Call to chat with one of our experienced insurance professionals today (561) 586-0029.

Flood Insurance Reform

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The Reinsurance Association of America is working toward changes for the National Flood Insurance Act of 1968. The RAOA, has given tremendous support to U.S. Senate legislation focused on promoting growth in the private-market flood insurance industry.This article highlights their recent efforts to level the playing field in flood insurance. 

“Reinsurers have an appetite to underwrite flood risk, and this legislation will facilitate the development of a private insurance market for flood risk,” Frank Nutter, president of the Reinsurance Association of America, said in the statement. “The RAA looks forward to working with Sens. Tester and Heller to advance this legislation in the Senate.” The association said the legislation will provide homeowners with more options as well as reduce the federal government's role in providing flood insurance through the National Flood Insurance Program. 

— Matthew Lerner

All Types of Insurance Under One Roof

You need insurance coverage, be it to protect your home, auto, business, the future of your loved ones, or a variety of other needs. We offer all types of insurance under one roof.

Most insurance companies will offer you similar services. But as a customer, you must know how the services are offered, and what value you’re getting. Because these things can make a big difference later on. B & B Insurance Agency has been providing services that are dependable, world-class, and extend well beyond the sale of an insurance policy.

Insurance Tips: Tips to Save on Homeowner's Insurance

For many families their home is consider their largest asset and protecting that asset is imperative to their future. There are many ways to save on the rising cost of protecting your home. Check out these tips on lowering the cost of homeowner's insurance.

Tips to Save on Homeowner's Insurance
-You must speak to a reliable insurance expert to know how much coverage you need.
-There is no need to pay excess amount if you know what is essential to be covered under a homeowner’s insurance policy.
-Install electronic security alarms to reduce the cost of insurance.
-Ask for a deductible if your home is made of fire resistant material.