B&B Insurance is the Key!

Insurance is the key to feeling secure while you’re building your business or expanding your family. B&B Insurance is here is help you make these decisions, and we will always be there for you during your life-long process. Come to B&B Insurance to discover the security you may be looking for. We will not disappoint you, and everything will be covered to your maximum requirements.

When you visit our website, you will find a complete resource for all of your insurance needs. Insurance is crucial to everyone’s success, and you should only be in the best hands. B&B offers everything under one roof, and we will cover you from beginning to end. It’s a great day here at B&B Insurance! Come to our office today in order to secure your future. Call us at 561-586-9043.

3 Types of Insurance Every Small Business Should Have

The list of responsibilities accompanying the role f an entrepreneur can be daunting but that's no reason to leave the list undone. Business owners are at risk for many financial liabilities. It's very important to be sure that your business is properly insured from every aspect. This article recommends 13 types of insurance for small businesses and entrepreneurs. Don't stop after the first three. Keep reading for the full list...

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance:  If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire, vandalism, theft, smoke damage etc.  You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s policy (BOP): A business owner policy packages all required coverage a business owner would need. Often, BOP’s will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

— Bruce Lawson