2 Things to Know Before Purchasing Health Insurance

Pre-existing conditions and time limits on policies can greatly impact the overall cost of health insurance. Be sure you're equipped with the proper information regarding your coverage. Some insurance policies put a time limit on illnesses and injuries. In that case, after the benefit period for a condition has expired, you must pay for continuing the treatment of the illness on actual cost basis, even if you are still insured by the company. Many insurance policies do not cover pre-existing conditions. If you arrive with a condition that will require medical attention, verify the pre-existing aspect of the policy that you are reviewing.