Tuesday, April 28, 2015

West Palm Beach SunFest Begins Tomorrow

It's finally here! That one week every West Palm Beach resident counts down to. The one week everyone mysteriously calls off work early and heads down to the West Palm Beach Riverfront for five days of music, sunshine and barge parties. SunFest 2015 is here and this year is bigger than ever.

SunFest 2015

SunFest 2015 will take place over the course of five days on the waterfront in downtown West Palm Beach from April 29-May 3. The lineup features musical performances from Fall Out Boy, Hozier, BOSTON, Lenny Kravitz, Milkey Chance, 311, Kaskade, Matisyahu and much, much more. Between sets help yourself to food vendors, street-style entertainment, local artists and other festivities. Or head to the Captain Morgan Floating Oasis - three barges floating on the waterfront serving up Captain Morgan specialty drinks and rockin' tunes to dance the night away to.

SunFest 2015 Transportation & Parking

Downtown West Palm Beach has 21 parking lots and garages with parking rates ranging from $10 to $31 a day. Or you can reserve a spot in advance. Want to avoid the hassle of driving? Take the Tri-Rail. Tri-Rail is adding a late-night special train to its usual route on Saturday and Sunday to accommodate for festival-goers. Or if you live in the West Palm Beach area ride your bike and park at the free bike valet.

Sunfest 2015 Tickets

SunFest 2015 tickets can be purchased online at www.sunfest.com or at South Florida Publix supermarkets. Tickets range from $40 for 1-day, $60 for 2-days or $80 for all five days.

Events like SunFest are just one reason B&B Insurance supports the local Lantana and South Florida community with world-class insurance. For prime coverage from a small-town Lantana insurance agency, visit www.bbinsure.com.

Monday, April 20, 2015

Wearing a Health Tracker Can Get You Insurance Discounts

You probably got one over the holidays to help you stick to your health resolutions for the year; those rubbery little Fitbit bracelets that monitor your daily movement to help keep you moving. Now for the first time, an insurance agency is offering a life insurance discount to those who opt into their health monitoring program.

If opting into this life insurance program, you receive a Fitbit to monitor your every movement. Discounts can reach up to 15% for those who rack up points by exercising, sleeping right and living a healthy lifestyle. The better you perform, the better the discount.

However, not as many people are onboard with this idea as you might think due to its Big Brother-like qualities. No one wants to be banded and monitored 24-hours a day, 365 days a year.

In the grand scheme of things, savings are only slight at best. And if you slack on meeting the program's standards, the bracelet will tell on you and result in losing the discount. Also, the Fitbit will monitor your every movement - locations you visit, heart rate, preferences, etc. - which will be stored in the insurance company's computers, leaving this personal information open to hackers.

All-in-all, health tracking for life insurance is a notable idea, but maybe not yet ready to meet the world just yet. After all, 67% of poll trackers voted 'No' when asked if they would be open to being monitored. If you're looking for life insurance done the good ole' fashion way, visit local Lantana Insurance Agency B&B Insurance. We're the insurance professionals who will always be there when you need us most.

Thursday, April 9, 2015

Palm Beach Boat Insurance For Hurricane Season

Even though the 2015 Atlantic Hurrican Season doesn't begin until June 1st, it's never too early to think about boat insurance. And waiting for the first first hurricane to begin making its way across the Atlantic is not the time to be running around trying to find a safe place to moor your boat. Ever since Florida faced Hurricane Andrew in 1992, questions have been asked that has tweaked how boat insurance works in hurricane-prone areas. It protects you from personal and property damage to others, as well as to your boat. There are coverage options that guard you against vandalism and theft, offer "waterside" assistance and more.

So why must I buy boat insurance before the start of season? Well technically, you don't - but you'll pay for it. Boat insurance has a number of factors that require a lengthy shopping period and waiting to figure it out last minute will have you writing checks larger than expected.

Boat Insurance Freeze

If the storm's a comin' you better start runnin'. Once a hurricane appears on the radar, almost every insurance agency will put a hurricane freeze on boat coverage. All areas predicted within striking distance will be put on the freeze and insurance cannot be purchased at this time. In other words, you're on your own.

The Named Storm Deductible

The main difference between normal boat insurance and those in hurricane areas is an added deductible appropriately called the Named Storm Deductible. This will be applied in case of a Named Storm and will be applied before paying you off for your boat. These deductibles are typically 10%.

What's Your Hurricane Plan?

Before signing on, an insurance company is going to want to know your plan for your assets during a hurricane. Most South Florida insurance agencies will require you to move your boat to safe waters or secure it safely on land. The more proactive and detailed this plan, the better chance for more coverage. A well-thought out plan can lower your Named Storm Deductible to as low as 3%.

Don't get stuck downstream without a paddle - or an engine - this coming hurricane season. Talk to B&B Insurance Agency in Palm Beach County. Call us for a FREE quote and we'll get your boat insurance properly set up before Hurricane Ana even becomes a blip on the radar.